SMB-WBE Consulting
Over the years we’ve done a lot in our community and a lot with this business. We never claimed to be perfect but we learned a lot along the way and we’re willing to share with local businesses, small businesses (SMBs), and women-owned businesses (WBEs).
About Carl: Not for the purpose of bragging but to give you an idea of who I am and where I’m coming from.

Carl has aged but his heart hasn’t changed. He still helps where he can.
While in high school I scored a perfect score in math on the SATs, twice, and I didn’t do badly in verbal skills. As a junior, my combined total was 1376 and the next year it went up to 1402.
In SAT aptitude tests, I scored in the 99th percentile in nine out of nine types of engineering. In five of the nine, my percentile was 99+.
I do my own research and documentation for ideas involving intellectual property. One patent attorney wanted to charge me $15,000 for a patent application until I showed him the Prior Art Search, the description and abstract plus illustrations. In fifteen minutes, his price went down to $2000.
I’ve taught pro bono classes for Google’s tools (Docs, Sheets, and Slides)
I was Race Director for the Crooked Creek Triathlon from 2002 to 2008.
In 1996, I was foreman for a $10.5M subcontract in San Francisco out of a total project price of $110M. There are at least three success stories I could tell from that job site alone but I can also say I learned something there. One of my coworkers told me privately “You need to laugh more” and he was SO right!
I was recognized as a problem solver for many of the companies I worked for. In one situation, three other journeyman glaziers were unable to come up with a solution. I figured out how to fix the problem in approximately 45 minutes and applied my solution until lunch time. After lunch I was ready for a new challenge. Stories available on request.
During slow years in construction, I earned a real estate license in California. From 1992-94, I worked in finance to learn that end of the business. I learned directly from the Fannie Mae and Freddie Mac manuals which gave me an edge over my peers. On one loan, my officer manager (also a loan agent) who had been in the industry for 17 years said “I didn’t know you could do that!”
In 1994 I switched hats and started listing property for sale and representing buyers. My first listing had been For Sale By Owner (FSBO) for a year before the sellers got serious about getting it sold. They appreciated my financial background and I coached them in a nearly risk-free strategy of carrying a 10% second mortgage on the property to attract more buyers. The risk wasn’t extreme for them; their retirement home had already been bought and paid for. Outcome: We had five offers in the first five days at a price that ended up $12,500 over the previous asking price. Bonus: The sellers had their extra 10% in hand within two years.
Although I am officially a college dropout, I believe it made me a well-rounded person. I have been a lifelong student and researcher and have outperformed engineers in their own field through my unique God-given problem-solving approach. As I said before, stories are available on request.